About Chirayu Haryana Yojana

Chirayu Haryana (Comprehensive Health Insurance of Antyodaya Units) is an extension of the Ayushman Bharat PM-JAY scheme in Haryana. While AB-PMJAY traditionally covered families identified based on the Socio-Economic Caste Census (SECC) 2011 data and specific existing schemes, Chirayu Haryana aims to include more families, particularly those with annual incomes exceeding the initial PM-JAY threshold but still falling into the Economically Weaker Section (EWS) or other vulnerable categories.

• Launch Date: Launched on November 21, 2022.
• Objective: To provide free and cashless medical treatment to eligible families, reducing their financial burden during health emergencies and ensuring access to quality healthcare.
• Integration: Seamlessly integrated with the Ayushman Bharat PM-JAY framework.
• Coverage: Offers a health insurance cover of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.
• Estimated Beneficiaries: Expected to benefit millions of families across Haryana, including those with annual income up to ₹3 lakh.

The scheme represents the Haryana government's commitment to universal health coverage.

Key Benefits of Chirayu Haryana Yojana

The scheme provides substantial financial protection and access to a wide range of medical services:

• Cashless Treatment: Beneficiaries can avail cashless treatment at empanelled government and private hospitals across Haryana.
• Annual Health Cover: Each eligible family receives a health cover of up to ₹5 lakh per year.
• Extensive Disease Coverage: The scheme covers a wide array of medical conditions, procedures, and treatments. It includes over 1500 medical packages, including surgeries, diagnostics, medicines, and post-hospitalization care.
• Pre-existing Conditions Covered: All pre-existing diseases are covered from day one.
• No Cap on Family Size/Age: There are no restrictions on family size, age, or gender. All members of an eligible family are covered.
• Network of Hospitals: Treatment can be sought at any of the hundreds of government and private hospitals empanelled under Ayushman Bharat and Chirayu Haryana across the state.
• Transportation Allowance: In some cases, transportation allowances for patient travel might be included as part of the package.

This ensures comprehensive and accessible healthcare for the beneficiaries without out-of-pocket expenses.

Eligibility Criteria for Chirayu Haryana Yojana

The scheme targets specific income groups and categories of families in Haryana:

• BPL Families: Families identified as Below Poverty Line (BPL) with an annual income up to ₹1.80 lakh, as per the Parivar Pehchan Patra (PPP) data, are automatically covered without any premium.
• Families with Income between ₹1.80 Lakh and ₹3.00 Lakh: Families with an annual income ranging from ₹1.80 lakh to ₹3.00 lakh (as verified by PPP) can avail the benefits by paying a nominal annual contribution of ₹1500.
• Specific Occupational Categories (regardless of income): Certain categories of workers are also included:
  • Integrated Workers
  • Chowkidars
  • Mid-Day Meal Workers
  • Gram Safai Karamcharis (Village Sanitation Workers)
  • Numberdars
  • Persons with Disabilities (PwD) (with an annual income up to ₹3 lakh)
• Domicile: The applicant family must be a resident of Haryana.
• Parivar Pehchan Patra (PPP) ID: A valid Family ID (PPP) is mandatory for eligibility verification and accessing benefits.

The family income verification is crucial and primarily done through the Parivar Pehchan Patra (PPP) data.

How to Apply / Get Your Chirayu Card

The process of getting a Chirayu Haryana card (which is essentially an Ayushman Card under the extended scheme) is straightforward:

1. Check Eligibility:
   • Visit the official Chirayu Haryana portal: chirayuayushmanharyana.in or the Ayushman Bharat Haryana website: ayushmanbharat.haryana.gov.in.
   • Look for the "Check Eligibility" or "Beneficiary Identification" section.
   • Enter your Family ID (Parivar Pehchan Patra - PPP) number.
   • The system will display if your family is eligible under the scheme.
2. Contribution Payment (if applicable):
   • If your family income is between ₹1.80 lakh and ₹3.00 lakh, you will be prompted to pay the annual contribution of ₹1500. This can usually be done online via the portal (using Net Banking, UPI, Debit/Credit Card) or at a Common Service Center (CSC).
   • Families below ₹1.80 lakh income or specified occupational categories do not need to pay any premium.
3. Card Generation:
   • Once eligible (and payment, if required, is made), you can visit an empanelled Government hospital, a Common Service Center (CSC), or an Ayushman Mitra at an empanelled private hospital.
   • Provide your PPP ID and Aadhaar card for biometric authentication.
   • The Ayushman Mitra or CSC operator will help you generate and download your Ayushman Card (Chirayu Card). This is a golden card that enables cashless treatment.
4. Avail Treatment:
   • Present your Ayushman Card (Chirayu Card) and Aadhaar card at any empanelled hospital in Haryana.
   • The hospital will verify your eligibility and provide cashless treatment for covered procedures.

Regularly check the official portals for announcements regarding application deadlines and camps.

Required Documents for Chirayu Haryana Yojana

The process is largely paperless due to PPP integration, but having these documents ready is crucial:

• Parivar Pehchan Patra (PPP) ID: Mandatory. Your family ID number.
• Aadhaar Card: For all family members, especially the head of the family, for biometric authentication.
• Income Certificate: While PPP auto-verifies income, having a recent income certificate might be useful for cross-verification if any discrepancy arises.
• Mobile Number: Registered with PPP for OTP verification.
• Bank Account Details: For any potential refunds or specific benefits (though direct cashless treatment is the primary mode).
• Caste Certificate (if applicable): For certain occupational categories if not already linked with PPP.

The strength of Chirayu Haryana lies in its integration with the PPP, simplifying documentation.

Official Resources & Helplines

For accurate and up-to-date information, always refer to the official government sources:

• Chirayu Haryana Official Portal: chirayuayushmanharyana.in
• Ayushman Bharat Haryana Health Protection Authority (AB-HHPA): ayushmanbharat.haryana.gov.in (This is the nodal agency for both Ayushman Bharat and Chirayu Haryana in the state)
• National Health Authority (NHA) PM-JAY Portal: pmjay.gov.in (For general Ayushman Bharat information, applicable to Haryana also)
• Toll-Free Helpline Numbers:
  • Ayushman Bharat Haryana (SHA) Helpline: 1800 180 2036
  • NHA (National Health Agency) Toll-Free: 14555
• Email Support: ayushmanbharatharyana@gmail.com (Check the "Contact Us" section on the official portals for the most current email IDs).
• District Nodal Officers: Contact lists for district-level Ayushman Bharat/Chirayu Nodal Officers are often available on the Ayushman Bharat Haryana website.

It is crucial to verify information from these official sources to avoid misinformation.