Overview of CMHIS

The Chief Minister's Health Insurance Scheme (CMHIS) is a flagship public health initiative by the Government of Nagaland, administered by the Nagaland Health Protection Society (NHPS). Launched to provide free and cashless treatment for various ailments, the scheme aims to alleviate the financial hardship caused by hospitalization expenses. It offers comprehensive coverage for inpatient care and specific daycare procedures, ensuring access to quality medical services for all eligible citizens.

Eligibility and Scheme Categories

CMHIS is divided into two main categories to cover a wide range of residents:

• CMHIS (General) Category:
  • Eligibility: All indigenous and/or permanent residents of Nagaland who are not beneficiaries of the Ayushman Bharat PM-JAY scheme or any other government-funded health insurance scheme.
  • Coverage: Health insurance coverage of up to ₹5 lakh per family per year on a family floater basis.
  • Benefits: Access to a wide range of medical and surgical packages at empanelled hospitals across India. The benefits are similar to those under AB PM-JAY.
• CMHIS (EP) - Employee & Pensioner Category:
  • Eligibility: Regular government employees, pensioners, ex-legislators, and their dependent family members.
  • Coverage: Higher health insurance coverage of up to ₹20 lakh per family per year on a family floater basis.
  • Benefits: Benefits and entitlements are in line with the Central Government Health Scheme (CGHS), offering more extensive coverage and a wider choice of hospitals.

How to Apply for CMHIS

The registration process for CMHIS is user-friendly and can be completed online or with assistance at designated centers:

1. Online Self-Registration: Visit the official CMHIS portal at https://cmhis.nagaland.gov.in/register. Register using a mobile number linked with Aadhaar and fill out the online application form with all required details.
2. Assisted Registration: Walk into any designated Registration Centre for help with the process. These centres include:
   • Primary Health Centres (PHCs) and Community Health Centres (CHCs).
   • Empanelled private hospitals.
   • District Treasury Offices (for pensioners).
   • Special outreach enrolment camps.
3. Document Verification: After online submission, the application will be processed and verified. Upon approval, you will receive a confirmation message with your Household ID.
4. Ayushman Card Generation: With the Household ID, visit a registration center with your Aadhaar card for e-KYC to generate your Ayushman CMHIS Card.

Required Documents for Registration

The following documents are mandatory for a successful application:

• For CMHIS (General): Indigenous Inhabitant Certificate (IIC) or Permanent Resident Certificate (PRC) issued after 2016.
• For CMHIS (EP): PIMS Code for employees or the first three pages of the PPO book for pensioners.
• For All Applicants: Aadhaar Card, a valid mobile number (linked with Aadhaar), and supporting documents (e.g., birth certificate) for dependents.

Important Official Portals and Contact

• CMHIS Official Portal: The main portal for registration, login, and all scheme-related information. https://cmhis.nagaland.gov.in/
• National Health Authority: Provides information on AB PM-JAY empanelled hospitals. https://hospitals.pmjay.gov.in/Search/empnlhome.jsp
• Toll-Free Helpline: For any queries or assistance, contact the official helpline: 14555.
• Email for Support: support-nhps@cmhis.nagaland.gov.in
• Email for Grievances: grievances.nhps@cmhis.nagaland.gov.in

For the most accurate and up-to-date information, it is highly recommended to visit the official CMHIS portal or contact the helpline directly.