About the Scheme

The Mukhyamantri Jan Arogya Yojana is a state-specific health insurance scheme in Uttar Pradesh, designed to provide financial protection to families not covered under the central government's Ayushman Bharat (PM-JAY) scheme. It offers free treatment and cashless hospitalization services to eligible beneficiaries.

Key Benefits

• Health Coverage: Provides an annual health cover of up to ₹5 lakh per family.
• Cashless Treatment: Offers cashless hospitalization at empanelled government and private hospitals.
• Comprehensive Coverage: Covers costs for hospitalization, surgery, diagnostic tests, and pre- and post-hospitalization expenses.
• Family Coverage: The scheme is based on a family floater model, covering all members of an eligible family.

Eligibility Criteria

• Applicant must be a resident of Uttar Pradesh.
• The family should not be covered under the PM-JAY scheme.
• The family must belong to a low-income group or a vulnerable section of society as defined by the government.
• Families holding a specific type of ration card or falling under certain socio-economic criteria are typically eligible.

Required Documents

• Aadhaar Card of all family members.
• Family's Ration Card (specific to the scheme's criteria).
• Income Certificate.
• Domicile Certificate of Uttar Pradesh.
• Passport-size Photographs of the head of the family.

How to Apply (Step-by-Step)

1. Visit a Center: Go to a designated Common Service Center (CSC) or an empanelled hospital.
2. Check Eligibility: The official at the center will verify your eligibility based on your family's details.
3. Document Submission: Provide all the required documents for verification.
4. Aadhaar Verification: Your Aadhaar will be verified through biometric authentication.
5. Card Issuance: Once the process is complete and your application is approved, your family will receive a health card to avail of cashless services.

Official Links

• Ayushman Bharat Portal: pmjay.gov.in